What is the difference between a cashier's check and a certified check?

Cashier's checks are signed by the financial institution rather than the customer, and the bank's account is used for the check. That often makes these checks generally considered "safer." By contrast, certified checks are signed by the account holder, and the signature is then certified by the bank teller.

Is a cashier's check safer than a certified check?

Assuming that the check is genuine, both cashier's and certified checks are secure forms of payment. However, a cashier's check is generally regarded as the safer form of payment because the funds are drawn against the bank’s account, not an individual person’s or business’s account.

How much can a cashier's check be written for?

A cashier’s check generally has no dollar limit, meaning it can be written for any amount. But it’s often used for purchases of $1,000 or more. What is a certified check? A certified check is a personal check that a financial institution or bank verifies, confirming there are sufficient funds in the payer’s checking account.